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There are a few researchers have studied americanfunds.com
retire, etc. and much of the advice offered by
those that haven't is downright dangerous!
Can you do all this on your own? Or, will you rely on
salesmen who sell you only what they make the largest commission
on???
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Or, how about all those mutual funds? Easy to buy and sell,
but very costly when you inspect all their fees.
And, you may have to pay taxes on income you never see... How
does that work???
Do you need to know the
history of "safe withdrawal" studies and the Retire
Early Study on Safe Withdrawal Rates. What are the impact of
inflation and investment expenses on your retirement
withdrawals, "how much diversification do you need?”.
How can you know how long you will live and will you outlive
you money? Just get your kids ready for your move-in! |